OBL & ASC Equipment Financing | Trident Medical Finance
OBL · ASC · Medical Equipment Finance

Medical Equipment Financing for OBL & ASC Practices

Capital That Moves as Fast as You Do

Physician-focused equipment financing for Office-Based Labs, Ambulatory Surgery Centers, and growing medical practices. From C-arms to full surgical suites — we structure deals that work for your timeline and your practice.

$5M+
Max Transaction Size
24hr
Pre-Approval Turnaround
100+
Lender Relationships

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No obligation. Hear back within one business day.

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You’re All Set

We’ll review your inquiry and reach out within one business day. Expect a direct call from a senior specialist — not a call center.

Physician-Owned Practices Welcome
24-Hour Pre-Approval on Most Deals
Startup OBL & Established Practice Programs
50+ Lending Partners Nationwide
Office-Based Lab Financing

Built for the Physician
Building Something New

Opening or expanding an OBL is one of the most significant financial decisions of a physician’s career. We specialize in structuring financing that fits the unique economics of these facilities — including startup practices with limited history.

De Novo OBL Startup Financing
Most banks won’t touch a practice with no revenue history. We work with lenders who understand the physician creditworthiness model and the OBL revenue ramp — so you don’t have to wait until you’re already profitable to get financed.
C-Arm & Imaging Equipment Leases
Whether you need a mobile C-arm for a single-suite OBL or a fixed angiography system for a full cath lab, we structure equipment leases and loans with terms that preserve your cash flow and match equipment useful life.
Full Buildout & Multi-Equipment Packages
We bundle construction costs, equipment, and soft costs (installation, training, service contracts) into a single facility financing package — streamlining your capital stack so you can focus on opening your doors.
Expansion & Fleet Upgrades
Already operating an OBL and ready to add a second suite or upgrade aging imaging systems? We handle fleet-wide refinancing and expansion capital for established labs looking to scale.
Common OBL Equipment We Finance
Mobile C-Arm $80K – $400K
Fixed Angiography Suite $500K – $2M+
Ultrasound System $50K – $300K
EP / Electrophysiology Lab $300K – $1.5M
Procedure Tables & Monitors $30K – $150K
Patient Recovery Suite $50K – $200K
Full De Novo OBL Build $1M – $5M+
✦ New in 2026: CMS updated Medicare reimbursements to favor OBL procedures, making the financial case for physician-owned labs stronger than ever. We can help you model your ROI before you finance.
Get Equipment Financing →
Modern interventional procedure room with medical monitoring equipment for OBL financing
Interventional Lab Financing
State-of-the-art facilities financed with terms built for physicians
Broader Medical Equipment

We Finance Across
the Entire Practice

OBLs are our specialty, but our lender network covers the full spectrum of healthcare equipment — from solo practices to multi-location groups.

Discuss Your Needs →
Cardiology & Vascular
Cath lab equipment, intravascular ultrasound, atherectomy systems, hemodynamic monitoring, EP lab setup, and peripheral vascular intervention suites.
Diagnostic Imaging
MRI, CT scanners, PET/CT systems, X-ray equipment, ultrasound, and portable imaging solutions for outpatient and office settings.
Surgical Suites & ASCs
Surgical tables, anesthesia systems, laparoscopic towers, sterilization equipment, and full ASC fit-outs for single-specialty and multispecialty centers.
Pain Management & Spine
Fluoroscopy-guided procedure suites, spinal cord stimulation systems, radiofrequency ablation units, and pain clinic equipment packages.
Oncology & Specialty
Radiation therapy equipment, infusion centers, pathology lab build-outs, and specialized oncology procedure suite financing.
Practice Expansion
Financing for physicians acquiring new locations, adding service lines, or upgrading aging equipment across multi-location group practices.
Working Capital
Opening an OBL or ASC requires more than equipment. We help physicians secure $100K–$1M+ in working capital to cover build-out, staffing, supplies, and operating costs during ramp-up — fully coordinated with your equipment financing.
Learn More →
Ambulatory surgery center operating room with surgical lighting for ASC financing
ASC Financing
Surgical suites financed from equipment packages to full de novo buildouts
Ambulatory Surgery Center Financing

The ASC Boom Is Here.
We’ll Finance Your Share of It.

Ambulatory Surgery Centers are the fastest-growing care setting in the U.S. — and the capital requirements to open or expand one are substantial. Trident structures ASC financing for everything from surgical equipment packages to full de novo buildouts, for both physician-owned and joint-venture centers.

8%
Projected annual growth in ASC procedure volume through 2027
21%
Projected increase in ASC procedures 2024–2034
+5%
2026 Medicare reimbursement increase for outpatient procedures
Single-Specialty Cardiac ASC
The fastest-growing ASC segment. Medicare now approves low-risk PCI and a broad range of cardiac procedures in ASC settings. We specialize in cardiac ASC equipment financing.
Cath Lab EP Lab PCI Hemodynamics
Orthopedic & Spine ASC
One of the most active ASC segments. From arthroscopic suites to total joint replacement ORs, we finance the full equipment stack for orthopedic and spine centers.
Arthroscopy Total Joint Spine Fluoroscopy
Multispecialty ASC
GI, urology, ophthalmology, ENT, and plastic surgery under one roof. We structure multi-equipment financing packages to cover the full range of OR and procedure room needs.
GI / Endo Urology Ophthalmology ENT
Hybrid ASC / OBL
More physicians are opening facilities that function as both an ASC and an OBL — maximizing procedure flexibility and reimbursement optionality. We finance the combined equipment stack.
Dual License C-Arm + OR Vascular Cardiology
ASC Equipment We Finance
Surgical Tables & OR Equipment $30K–$250K
Anesthesia Systems $40K–$150K
C-Arm / Fluoroscopy $80K–$400K
Laparoscopic / Robotic Towers $100K–$2M+
Cath Lab / EP Lab Suite $500K–$2.5M
Sterilization (CSSD) $50K–$300K
Patient Monitoring Systems $20K–$120K
Endoscopy Suites $80K–$400K
Recovery Room Buildout $50K–$200K
Full De Novo ASC Buildout $1M–$7M+
Why Trident for ASC Financing

We Know ASC Economics.
We Know the Lenders.

ASC startup financing is a niche that most equipment lenders handle poorly — they don’t understand procedure mix, certificate of need, or the physician/hospital JV structure. We do. That means we can get deals approved that a general lender would decline, and structure terms that fit how an ASC actually ramps revenue.

Programs for de novo ASCs with no revenue history
Physician-owned, JV, and hospital-affiliated structures all eligible
Multi-equipment packages bundled into one transaction
SBA, conventional, and specialty healthcare lender options
24-hour pre-approval on most transactions
Discuss ASC Financing
How It Works

From Inquiry to Funding
in as Little as a Week

We handle the complexity of navigating lenders so you don’t have to. Our process is designed around your schedule, not a bank’s.

1
Tell Us What You Need
Submit a brief inquiry — equipment type, estimated cost, your specialty, and timeline. No lengthy application required to start the conversation.
2
We Structure Your Deal
Within 24 hours, a senior specialist reviews your profile and identifies the best-fit lender programs — matching rate, term, and structure to your specific situation.
3
Pre-Approval & Terms
We present you with clear financing options — lease vs. loan, term length, rate range, and any documentation needed. No hidden fees or surprises.
4
Funded & Delivered
Once you select a program and docs are signed, we coordinate funding directly with your equipment vendor or dealer. Most transactions close within 5–10 business days.
About Trident Medical Finance

We Move Fast.
That’s Our Edge.

Trident Medical Finance is a commercial equipment finance brokerage specializing in healthcare and medical equipment. We built our practice on a simple idea: physicians deserve a financing partner who responds the same day, structures deals that actually work, and doesn’t make you feel like a number.

Unlike a bank with a 30-day underwriting queue, we work across a broad network of lenders who specialize in healthcare — including programs purpose-built for physician practices, OBLs, and ASCs. That means faster answers and better terms for deals that traditional lenders often turn away.

Whether you’re a solo cardiologist opening your first OBL or a multi-specialty group financing a fleet of imaging systems, we bring the same speed, attention, and expertise to every deal.

Speed & Responsiveness
Same-day responses on every inquiry. Pre-approval decisions within 24 hours on most transactions. We know time kills deals — and your project timeline can’t wait on a bank committee.
OBL & Startup Expertise
We understand the economics of de novo OBLs — including the pre-revenue phase. We know which lenders are physician-friendly and how to present your deal to get approval.
Multi-Lender Access
We’re not tied to a single bank. Our network includes specialty healthcare lenders, equipment lessors, and SBA-approved institutions — giving you options, not take-it-or-leave-it rates.
Transparent, No-Surprise Process
We explain every term before you sign. Our fee is paid by the lender — there’s no out-of-pocket broker cost to you on standard transactions.
Get in Touch

Start the Conversation

Ready to explore financing for your OBL or medical equipment? Fill out the form and a senior specialist will reach out within one business day — by phone, not a form letter.

Headquarters
3076 Union Ave, San Jose CA 95124
Response Time
Within 1 Business Day

Request a Quote

Tell us about your financing need and we’ll get back to you fast.

🔒 Your information is never shared or sold. Privacy Policy

Request Received

A Trident specialist will contact you within one business day. We look forward to learning about your project.

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